Calculator for making your investment work in Rocky Point


Calculator to determine the mortgage payments on your new vacation home or condo. If you do not find the information to your satisfaction, I will send you a mortgage calculator by email that you can use at home for FREE. Send me an email at wesellrockypoint@gmail.com.

 

Investing in Rocky Point is a great opportunity with many sellers offering financing. We are seeing offers being accepted with 30%, 20% and even 10% down. Offers being made at 4.5% interest with acceptance at 5% to 6%. Contact us for the best service with integrity and effectiveness you deserve.

Contact us today!

Life is wonderful when watching the sun set over the ocean while sipping your tequila!

 

Ps. We are never too busy for your referrals and value them greatly!

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %
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Puerto Penasco, SON 83550
Phone: +1 623-255-7454 Mobile: +1 (480) 352-8206

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